In UAE, you will find a huge list of best banks that are serving the nation via unique and outstanding products. These financial products are always accessible for all citizens, involving the natives and expats. Most of the locals try to figure out the best loan services and some are interested to take the best credit cards in UAE. Both categories of people are trying to search the list of top 15 best banks in UAE. So that they can easily select the bank according to their need and requirement.
These best banks will allow you to take their 24 hour facilities and financial services with products. Whether you want to attain a personal loan from Emirates NBD or you like to take credit card services from Dubai Islamic bank. You will find them the most accurate banks in the whole UAE with multiple different branches over here. This article is based on the list of top 15 best banks in UAE with their specialties and financial products like personal loans and credit cards.
Emirates NBD
The first and most highlighted and amazing bank is known as Emirates NBD. A bank that consists of unique features and traits. This bank is considered one of the top UAE banks. The main aim of this bank is to give affordable and reasonable monetary products. This bank is famous for it’s amazing personal loan assistance and expats also very much like to avail the Emirates NBD personal loan services. It normally offers various kinds of 6 personal loans for natives, expats, self-employed, etc. If your salary is up to 5000 AED, you can attain this facility, the interest will be up to 1.49%. Similarly, if any person likes to get the emirates NBD credit card, so it will be available with full features and rewards. To get this card, your 5000 salary will be must.
Head office and official website:-
Baniyas Road, Deira, Opp Dubai Creek Tower, Next to Dubai Chamber Dubai, Dubai, UAE
Website:- https://emiratesnbd.com/
First Abu Dhabi Bank
This is another gorgeous bank in this region with new kind of features. It will allow you to take the services relevant to loans and credit cards. This bank is also included in the top 10 banks in UAE. This bank offers various kinds of loans and also offering personal loans to the newcomers in UAE. The minimum salary for the FAB personal loan will be almost 7000 AED with a 1.62% of interest rate. This bank will give you assistance related to the credit card also with extra surprises. The minimum requirement for the FAB credit card will be almost 5000 and interest will be about 3.35% in the beginning.
Head office and official website:-
FAB building, Khalifa Business Par Al Qurm District
Abu Dhabi commercial bank
This bank is popular for it’s commercial products with other financial products. This bank is also one of the largest banks in UAE with lots of unique features. It will give you the top personal loan services and also credit card facilities. ADCB normally offers business loans and 10 types of personal loans involving smart loans, self-employed, expats, rental loans, etc. To get the ADCB personal loan service, the salary should be 5000 AED. If you are interested to take a credit card from this bank, so you will be able to get it soon. The ADCB credit card will give you the best services inside and outside the UAE with cashback and discount offers.
Head office and official website:-
Abu Dhabi, UAE
sheikh Zayed street, P. O. Box: 939, Abu Dhabi
Dubai Islamic bank
This Islamic bank is one of the best Islamic banks in UAE, that can give you the most reliable financial aid with 100% sharia laws. Within the list of top banks in UAE, it is also involved in top-level banks. Normally, you will find the 9 kinds of personal loans here with the lowest interest. You can get a DIB personal loan with an interest rate of 6%. If you earn a minimum 3000 each month, so this bank will allow you this personal loan assistance. When it’s about taking credit cards, so this bank will provide you variety of cards with a variety of rewards. You can get the facility of a DIB credit card with a minimum salary of 5000 and interest will be also low.
Head office and official website:-
HQ:- Dubai, UAE
Head office:- Dubai Islamic Bank PSJ, P.O.Box 1080 Dubai
Website:- www.dib.ae
Mashreq Bank
This bank is one of the developing banks in UAE with all kinds of financial products. Expats can also take advantage of it and can take a variety of loans including personal loans. This bank is specially designed to give you financial products with low interest and according to the sharia rules. You can easily apply for the Mashreq personal loan services without any hurdle and via online service also. Most of the people like to take assistance related to credit cards from here. So, make sure your salary should be 7000 AED for the Mashreq bank credit card. The ratio for the interest will be also simple and low, the starting ratio will be about 9%.
Head office and official website:-
H.Q:- Dubai, UAE
P.O. Box 1250, Dubai, Near Al Ghurair City, Deira
Website:- www.mashreqbank.com
Abu Dhabi Islamic Bank (ADIB)
This bank is also the most reliable bank in the whole UAE that is specially designed to give you services according to your needs. When we talk about the best banks list in Dubai, this bank will be also included in this list. You will find multiple branches of this bank with more than 400 ATMs in the whole country. You can find almost 10 types of ADIB personal loans, that will be provided to you with your minimum salary of 8000 AED. In the beginning, the ratio of interest will be about 3.44%. Similarly, this bank offers a wide range of best credit cards. To get the ADIB credit card, your minimum salary will be 5000. This is for simple credit cards, if you apply for a high credit card, the salary will be also high.
Head office and official website:-
H. Q :- Abu Dhabi, UAE
Head office :- Bainuna St., Al Bateen, Abu Dhabi
Website:- www.adib.ae
HSBC Bank – Middle East
This bank is also one of the renowned banks in the list of banks. That can give you lots of credit card services with additional features and exciting offers. You can get the HSBC credit card with cashback offers that will be available automatically for up to 1%. There are much more travel benefits you can get with this amazing card. Even access to airport lounges, beach clubs, and training centers will be also available. It is usually considered one of the biggest banks in UAE with the most reliable and prominent financial products. Many people including expats, like to take the services of personal loans from here. It will provide you the adjustable terms and time duration of the loan. To avail the HSBC personal loan service, you can also apply via online way. Interest will be up to 7.24% at the beginning.
Head office and official website:-
HQ:- Bur Dubai, UAE
Head office:- HSBC Bank Building 312/45 Al Suq Road, Bur Dubai
Website:- www.hsbc.ae
Emirates Islamic Bank
This is another famous Islamic bank that allows you a wide range of loans and credit cards. It will equally allow all financial products to the expats also. Whenever you make a plan to take an Emirates Islamic bank personal loan, so make sure about your monthly earnings. Your monthly payment should be about 5000 AED minimum for this personal loan. Similarly, you can get all kinds of credit cards from this bank with the lowest rest and according to sharia law. The least salary range for the Emirates Islamic bank credit card will also be 5000 AED. There are some other eligibility requirements attached to it like age, documentation method, etc. You can easily check all through the website of this bank.
Head office and official website:-
HQ:- Dubai, UAE
Head office:- Al Gurg Tower 2, Riggat Al Buteen
Website:- www.emiratesislamic.ae
RAKBANK
This bank consists of more than 33 branches that are scattered throughout the whole UAE. This bank is also involved in the top list of banks in Dubai and is prominent for the best loan services including business loans. Not only business loans are famous in this bank but you can also get the reliable services of personal loans. This Ras Al Khaimah bank will give you simple and easy interest rates with flexible durations. To get the RAKBANK personal loan, your salary should be 3000 AED. Interest will be about 5.69% in the beginning. You will also attain the facility of the best credit cards from this bank with lots of exotic and unique offers. These cards are of several types and therefore the demand of salary for each RAKBANK credit card is also different. Interest will start from 2.95% and the range of minimum salary will be between 5000 to 35000 AED.
Head office and official website:-
HQ:- Ras Al-Khaimah, UAE
Head office:- RAK Operations Centre, Emirates Road, Ras Al Khaimah
Website:- www.rakbank.ae
National Bank of Fujairah
This bank will give you the most authentic financial aid via it’s various products in which the most common is home loan service. With home loans, many other kinds of loans are also included. Including the national bank of Fujairah personal loan. You will just have to arrange your few important papers like pay slips, bank statements, ID card, visa, passport, etc. This bank is also famous for the best credit card services, in which all kind of cards are involved. To get the national bank of Fujairah credit card, your monthly payment should be up to 5000 AED. The interest rate you will get for the credit card is up to 2.99%. This bank is also known for it’s best services, This bank also earned multiple specific awards. Including the best cooperative and investment awards, most popular treasury awards, and much more. Therefore, it is also known as the best bank in UAE for expats. The expats are very much satisfied with it’s facilities and top-level products.
Head office and official website:-
HQ:- Fujairah, UAE
Head Office:- G012A, Fujairah city center
Website:- www.nbf.ae
Union National Bank
This bank is one of the prominent banks in UAE with amazing banking services. A huge list of loans and credit cards is a part of this banking system. You will be able to get the union National bank personal loan assistance from this bank comfortably and with affordable rates. This bank is also famous for it’s commercial banking services and online banking facilities. You can easily apply via it’s online website also, even if you want to obtain a union national bank credit card from home. It will be easily accessible for you by filling out the online application form. You can get the most economical and flexible rates plus best duration from this bank. So, now you don’t have to search that, which bank is best in UAE. Because it will also be included in one of the best banks in UAE.
Head office and official website:-
Head office:- Unb Building, Salam Street; Abu Dhabi.
Website: unb.co.ae
Al Hilal Bank
This bank was established in the year of 2007 and consists of Islamic products for the nation. A candidate will be able to get all kinds of financial products based on the Islamic sharia constitution. If you want to get the Al Hilal bank personal loan, so make sure your monthly payment should be at least 10,000 AED. This bank will demand your salary transfer for the personal loan. It will give you both fixed and reduced rates of interest. The fixed rate will be up to 3.25% on the other hand the reducing rate will be up to 5.90%. This bank will also give you a variety of credit cards with lots of cashback offers. To get the Al Hilal bank credit card, the minimum salary will be 5000 AED. If you apply for the upper-level cards, so salary will be also increased.
Head office and official website:-
HQ:- Abu Dhabi, UAE
Head office:- Sheikh Sultan Bin Khalifa Building
Website:- www.alhilalbank.ae
Noor Bank
It is another major pillar of the Islamic baking system that will allow you to take every kind of loan service with the lowest interest. Noor bank personal Loan will be available for you with an interest rate of 3.49%, which is a fixed rate. For the reducing rate, the ratio will be about 6.27%. This bank also asks for salary transfer each month for the repayment of personal loans, the pay demand will be 8000 AED. This bank moreover gives you fabulous and loaded qualities credit cards. These cards are from a low level to a high level, therefore, the demand for the salary will be also different for the Noor bank credit card. Some cards will be given to you with your 10k salary also according to the features of that card.
Head office and official website:-
HQ:- Dubai, UAE
Head office:- Emaar Business Square, Building No 1, 8th floor, Business Bay, Dubai
Website:- www.noorbank.com
Sharjah Islamic Bank
This bank is also providing a wonderful service relevant to loans and credit cards. All the products will be available according to the rules and regulations suggested by Islam. The amount of Sharjah Islamic bank personal loan will be up to 2,50,000 AED. This bank will give the facility of flexible repayments and will allow you to return the first payment within 150 days. The next famous product is the credit card that will give you much more facilities and several offers outside and inside the home. To get the Sharjah Islamic bank credit card, your minimum required salary will be up to 3000. You can enjoy the many discount offers also with this card and you can have multiple access to the airport lounges.
Head office and official website:-
Head office:- 2 street#1, AI khan, Sharjah, UAE
Website:- www.sib.ae
Commercial Bank of Dubai
Another prominent bank in the UAE that can give you the best way to get loans and various kinds of credit cards. This bank is made for business purposes and it can provide high-level commercial services also. For commercial bank of Dubai personal loan, you will have to fall into the specific criteria of this bank. You can check the all kind of details about this bank and about it’s financial products through the internet. Because this bank is giving the digital banking facility also. The repayment period will be also flexible and you can pay within 48 months. To get the commercial bank of Dubai credit card, a candidate can also apply via the mobile phone app of this bank.
Head office and official website:-
HQ:- Dubai, UAE
Head office:- Al Etihad Street, PO Box 2668, Dubai
Website:- www.cbd.ae